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Kat Tretina is a freelance writer in the Orlando area. She is focused on creating content that helps young adults achieve their full potential, whether it's through personal finance, productivity or religious content. You can reach Kat at KTretina.com.

How to Give Back When You’re Broke

Despite stereotypes of being selfish and shallow, millennials are a generous generation. A staggering 84% contribute to charities, and many say they wish their incomes allowed them to do more. Unfortunately, after rent, student loan payments and other essentials, there’s often not much left over to give.